How to Buy Ethereum With Credit Card

Some consider Ethereum to be Bitcoin’s eternal rival, while others argue that these two blockchains have their separate and distinct functions. Ethereum, above all, is a decentralized platform for running smart contracts, which also makes Ether a good investment. And if you’re looking for ways to buy Ethereum with a credit or debit card or with cash and no verification, we’ve got you covered so keep on reading!

How to Buy Crypto on Mobile App and Web Wallet

Not sure where to buy cryptocurrency using only your mobile phone? Get yourself a Lumi Wallet app and buy Ethereum safely on your iOS and Android devices!

Step 1: Create an account and write down your mnemonic

Download the app for iOS or Android. Then create a PIN code and don’t forget to write down your mnemonic phrase. Your mnemonic is the only way you can restore your mobile wallet, so take this measure seriously. To do this, go to ‘Settings’ and tap on ‘Backup wallet’. Write down the 12 words on a piece of paper or your laptop, but not on your phone.

You can import your account with your mnemonic by choosing ‘Import Wallet’ when logging in.

If you’re using Lumi Web Wallet apart from mnemonic, you can import your account with your private keys or wallet file.

Step 2: Filling in the transaction amounts

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You are free to fill in the amount of USD you want to spend or the amount of Ethereum you’re planning to buy: it works both ways.

Step 3: Adding your credit or debit card

The next step is adding your credit or debit card details such as card number, expiration date, name, and security code. You are also required to provide your billing address including country, city, and a ZIP code.

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Finally, you need to leave your email, phone number, and date of birth, then read the Terms & Conditions and Privacy Policy and tick the agreement box.

When you buy Ethereum via Simplex for the first time, you will need to verify your email and phone number. This is standard procedure and only takes a few seconds.

  • To verify your email, click on the ‘Verify’ button in the email you’ve received from Simplex. If you don’t see an email, try checking your Spam folder.
  • To verify your phone number, just confirm the 4-digit code you get in the message sent to your phone

The process of adding your credit card on the Lumi Web Wallet is identical.

Debit Cards transactions are usually more likely to be approved by banks.

Step 4: Verification

If this is the first time you’ve made a credit card transaction, you will need to pass a quick verification procedure.

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  • Upload a photo of your ID and enter the details
  • Fill in your address or choose the option “Same as Billing Address”, if they are the same
  • Confirm by clicking on the ‘Upload Document’ button

You might be asked to fill in the code from your bank to finalize the transaction and on very rare occasions Simplex might require you to upload a selfie with a credit card.

Once you’re done with these 4 steps, Simplex will start processing the payment.

Enter your payment ID here to check the status of your transaction. You can also get in touch with support.

Why is that safe to buy Ethereum with credit card in Lumi Wallet?

Extremely secure

We created the most secure wallet on the market with the Hierarchical deterministic structure: it can be recovered using a 12-word mnemonic phrase. Private keys are under client control.


Now you can use one multi currency wallet to buy, send, receive, store, and exchange Bitcoin, Ethereum, Bitcoin Cash, EOS, and 1200+ ERC20 tokens.

Totally anonymous

No personal information is collected: there is no need to provide any personal information and no registration is required. Your privacy is essential to us, that is why Lumi Wallet is the best choice if you are looking for an anonymous wallet.

What else can you do with Ethereum in Lumi Wallet?

Invest and exchange Ethereum

Came across a great new project on the Ethereum blockchain that has issued an ERC20 token? Exchange your Ether to ERC20 in Lumi Wallet, and watch your assets go up in price!

Gift and send Ethereum

Surprise your friends with a gift and send them Ethereum using Lumi Wallet.

Hold Ethereum

You don’t necessarily have to do anything with your assets, keep your Ethereum safe and sound until you find a use for it.

Browse through Ethereum Dapps

Stay up-to-date with what’s trending in the crypto community and explore the world of Ethereum-powered dapps in our Lumi Wallet app.